What to spend money on as a teenager

Being frugal is a worthwhile financial experience. Many Americans spend more than they earn, and they wonder why they end up in financial trouble with lenders.

Things to spend money on for fun

A frugal lifestyle means that you’ll save a decent amount of your after-tax dollars, and you’ll reach financial independence faster than most.

However, being frugal means that you give up plenty of creature comforts with the hope of increasing your bank account.

Unfortunately, that’s no way to live your life. Being frugal might save you a ton of money, but what are you missing out on while you stack dollars in your bank account?

Some people get so tied up in the practice of being stingy with how they spend their money, that they find it difficult to let go and enjoy the money they make.

We’re not suggesting you go and dump all of your savings on lifestyle expenses, but you can start to stretch your boundaries and reward yourself from time to time.

So, what’s worth purchasing using your hard-earned money?

There are some items worth buying, and others you can do without in your life. We put together this list of essentials

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